Insurance & Probate Valuations

With gold and diamond prices at record highs, a most useful service provided by the Goldmarket is up to date insurance valuations.

Your jewellery should be adequately protected by insurance. If you have cover based on a valuation provided some years ago, it would be prudent to have a re-appraisal, especially with Gold and Platinum prices at an all time high, otherwise if you are unlucky enough to have your jewellery stolen or damaged the money you receive might not be sufficient to restore or replace the lost items.

A professionally produced valuation by us will provide:
 
• A checklist so that everything missing can therefore be claimed.
• Proof of ownership for the insurance company and for the police if items are recovered.    
• Enough detail to allow items of similar type and quality to be bought or made.
• High resolution colour photos.
• All diamonds / gemstones are graded wherever possible.
• A firm foundation on which to base a claim.

For insurance against loss, your jeweller will quote replacement values. The valuation is usually based on the cost of replacing your jewellery with similar items. You may expect a detailed schedule - your valuer would not say, "Diamond ring: £500.00". He will describe your diamond ring in detail. If you are unlucky enough to suffer a loss, do insist on a replacement from the jeweller of your choice, unless stated on the contract with your insurance company (this could be something to think about when insuring your items), you have no obligation to replace your items with their choice of jeweller.

If you buy a piece of jewellery you will need a valuation in order to obtain insurance cover, here at The Goldmarket we will provide this free of charge on items purchased from us. If not purchased from us we charge an extremely competitive standard per item fee regardless of the value of the piece. Our team of on site appraisers will use all their industry experience to assess your piece for insurance replacement purposes.

Our customers enjoy the reassurance that all valuations are completed on site, wherever possible on the day, and that no item ever leaves the security of the store.

Have a large collection? No problem! We will be happy to complete valuations of large collections efficiently when booked by appointment in advance.

The largest collection to date was 79 pieces completed in just 3 days.

Please contact us at enquiries@thegoldmarket.co.uk or directly on 01934 628361 and we will be happy to answer any questions and arrange your valuation.